PIN Network App
The domestic platform for individuals, merchants and everyday payments across Papua New Guinea.
- Kina wallet and transfers
- QR, NFC and merchant POS
- Bills and local cash-out
Pay It Now PNG Limited
Digital Finance Architects & Technology Innovators
Powering Papua New Guinea's Digital Future
Practical payment tools, local software engineering and financial technology designed around how people and businesses work across Papua New Guinea.
01
Digital Payments
Secure, reliable and inclusive payment infrastructure designed for Papua New Guinea.
02
Software Engineering
Scalable, resilient and maintainable software built for mission-critical systems.
03
Financial Technology
Modern financial platforms and data intelligence designed to widen access.
The Pay It Now PNG ecosystem
Our platforms
Pay It Now PNG builds financial technology for domestic payments, cross-border money movement and Papua New Guineans working overseas.
QB Pay App
The multi-currency and payment platform for moving money between overseas markets and Papua New Guinea.
- Multi-currency accounts
- Visible rates and transfer tracking
- Partner payout infrastructure
Dua App
The wallet and card experience for Papua New Guineans earning overseas and supporting family at home.
- Local wage account and wallet
- Digital and physical companion cards
- Card controls, QR pay and cash-out
PINMart
The marketplace for buying and selling across Papua New Guinea — Marketplace, Property, Motors, Jobs and Services in one place, with Kina held in PIN escrow until both sides confirm.
- Marketplace, Property, Motors, Jobs and Services
- Kina held in escrow until you confirm
- Open now at pin-mart.com
One connected journey
From an overseas wage to everyday Kina.
Each platform has a different role. Together, they explain how money can move from a PNG worker overseas to family and businesses at home.
01
Earn and spend overseas
Dua
A PNG seasonal worker receives wages into a supported local account, controls a linked card and uses the wallet while overseas.
02
Move money home
QB Pay
QB Pay supports the multi-currency account, transparent exchange and tracked cross-border transfer into Papua New Guinea.
03
Use Kina locally
PIN Network
Family receives and uses Kina through the domestic platform for transfers, merchant payments, bills and supported cash-out.
Explore the platforms
Choose the platform for the job.
Three focused platforms, one PNG technology company.
PIN Network App
The domestic platform for individuals, merchants and everyday payments across Papua New Guinea.
- Kina wallet and transfers
- QR, NFC and merchant POS
- Bills and local cash-out
QB Pay App
The multi-currency and payment platform for moving money between overseas markets and Papua New Guinea.
- Multi-currency accounts
- Visible rates and transfer tracking
- Partner payout infrastructure
Dua App
The wallet and card experience for Papua New Guineans earning overseas and supporting family at home.
- Local wage account and wallet
- Digital and physical companion cards
- Card controls, QR pay and cash-out
PINMart
The marketplace for buying and selling across Papua New Guinea — Marketplace, Property, Motors, Jobs and Services in one place, with Kina held in PIN escrow until both sides confirm.
- Marketplace, Property, Motors, Jobs and Services
- Kina held in escrow until you confirm
- Open now at pin-mart.com
The PIN Network App
One app for every Kina you move
PIN Network is a live app for everyday Kina payments — hold a digital balance, pay or get paid, and cash out to your PNG bank account. In Papua New Guinea it is in beta, on Android only.
Planned cash-outs
Wallet to PNG bank account — designed for fast settlement.
Planned virtual accounts
Digital Kina accounts for individuals and businesses at launch.
Security designed in
Encryption, 2FA and identity checks designed into the platform.
Beta in Papua New Guinea • Transfers • Wallet • Cash-outs
For individuals
Everyday money, made clearer
PIN brings common Kina payments into one app, with straightforward steps and a record you can return to.
01
Kina Wallet
See your balance, move money and keep a clear record of every payment.
- Send to a PIN user
- Receive Kina
- Transaction history
02
Send & Receive
Transfer Kina using the recipient details shown in the app.
- Kina amounts
- Payment confirmation
- Digital receipts
03
Pay Bills
Enter the bill details, review the amount and keep the receipt in one place.
- Account references
- Payment review
- Receipt history
04
Virtual Accounts
Use account details created for digital deposits and payment collection.
- PGK account details
- Deposit records
- Wallet access
05
Virtual Card
Manage card details and online payments directly from the PIN app.
- In-app controls
- Online checkout
- Payment history
How it works
The planned onboarding journey
1
Download PIN
Get the app on iOS, Android or web when it launches.
2
Verify your identity
Quick KYC — a photo ID and a few details.
3
Top up your wallet
Add Kina from your bank or an agent.
4
Pay or get paid
Send, scan, tap or request a cash-out.
For business
Take Kina payments wherever business happens
PIN POS system integration connects checkout, payment confirmation, receipts, refunds and sales reporting in one merchant workflow.
Merchant POS essentials
Process Payments
View Sales Reporting
Print Receipts
Process Refunds
Add Contacts
Simple Login
Ways to get paid
Choose how your business gets paid
Use a counter QR, the merchant app, online checkout or an invoice link according to how your customers buy.
Merchant App
Accept payments on the go
1
Download the PIN merchant app
Planned for Android, iOS and the web at launch
2
Set up your business profile
Quick merchant verification
3
Start accepting payments
QR, NFC, and in-app transfers
Counter QR Code
Accept payments with zero hardware
1
Display your merchant QR
Print it or show on any screen
2
Customer scans and pays
From any PIN wallet
3
Kina lands in your account
No card reader needed
Online Checkout
Add PIN payments to your website
1
Integrate the checkout API
Simple REST endpoints
2
Customer pays with PIN
Seamless checkout widget
3
Funds settle to your account
Automatic reconciliation
Invoice Payment Links
Get paid from PDFs and email
1
Generate a payment link
From your merchant dashboard
2
Embed in invoice or email
PDF attachment or email body
3
Customer pays with one click
Confirmation to both parties
Point of Sale
A clear checkout flow for the counter
1
Open Merchant POS
Enter amount in Kina
2
Customer taps or scans
QR, NFC, or mobile wallet tap-to-pay
3
Funds in your merchant wallet
Sales and receipts in one place
Bill Pay Payee
Collect recurring bills in-app
1
Register as a payee
Utilities, schools, services
2
Customers find your business
Search by name or category
3
Receive payments automatically
Reconciled and settled to your account
Planning how your business could accept digital payments?
Get started
Start moving money the simple way
Talk to the PIN team about customer wallets, merchant payments, or cash-outs in Kina.
Why choose PIN PNG?
Security designed in
Encryption, two-factor authentication and identity checks designed into the platform
Local PNG support
Reach us on business days at Mon–Fri 8AM–5PM
Local bank cash-outs
Move Kina to your PNG bank account when you need it
Fast domestic payments
Send, receive, and confirm transfers in Kina
Digital Kina wallet
Hold, send, and receive PGK from your phone
Merchant payments
QR, NFC, and simple POS tools for PNG businesses
Get in touch
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