Explore PIN, QB Pay and PacPay, alongside the payment infrastructure we investigate for Papua New Guinea.
A domestic Kina wallet for holding, sending and receiving. Our product work focuses on clear amounts, understandable payment states and a record people can return to.
Wallet, merchant payments, bill payments and bank transfers come together in PIN.
Explore PIN features →Explore PacPay’s seasonal-worker wallet and QB Pay’s plans for payments across Australia, New Zealand and the Pacific.
Contact our team to discuss supported markets, transfer options and account setup.
QB Pay is building a way to receive local payments, exchange currencies and send money across Australia, New Zealand and the Pacific, including support for people working overseas and their families.
Ask the team about current availability.
Ask about QB Pay
Create a business account and sign in to manage payments across Australia, New Zealand and the Pacific.
Receive local payments and send money across borders from one business dashboard.
Hold multiple currencies, watch balances and keep every transaction on record.
PacPay brings overseas earnings, everyday spending and support for family back home into a worker wallet. The product overview describes local Australian and New Zealand accounts for wages, linked cards and transfers home.
Ask the team about current access and eligibility.
Ask about PacPay
Receive employer payments into a local AU or NZ account while working overseas.
Manage linked cards, spending limits, PIN changes and card freezing from the wallet.
Send money home, make wallet transfers and explore QR payments for family in PNG.
A future Pay It Now PNG trading platform focused on stocks, gold and oil. Explore market movements, follow your watchlist and compare market outlooks in one clear mobile experience.
PIN Markets is a future project and is not available for accounts, deposits or trading. Illustrations use sample data; forecasts are estimates, not guaranteed outcomes.
Discuss PIN MarketsA proposed rechargeable Pay It Now PNG card for everyday journeys, school lunches and small purchases. The idea is simple: load Kina, tap to pay and keep moving.
bilasCard is a future project. Cards and top-ups are not yet available.
Discuss bilasCardThese tools are planned for Papua New Guinea and are not yet available. None is a claim of approval, partnership or launch; each would only proceed after the necessary technical, legal and stakeholder review.
Simple ways for small and growing businesses to receive and confirm Kina payments.
Explore safe recovery patterns for transactions affected by unstable or unavailable networks.
Clear references, daily summaries and exports for merchants and operations teams.
Workflows that help staff guide people through onboarding, recovery and payment questions.
Research and proposed workflows, not launch announcements.
Prototype controlled connections between wallet services, account records and local banking workflows.
Define clear, documented interfaces for payments, account services and approved partner integrations.
Investigate clearer identity checks, document guidance and assisted onboarding for first-time digital users.
Explore transaction views and operational dashboards that help teams understand activity and exceptions.
Prototype structured records and review workflows that can support accurate, responsible reporting.
Test accessible financial tools around the real devices, connectivity and support needs of PNG communities.
Dates and scale are set only after the preceding work produces enough evidence.
Interview users and document the existing payment process.
Build a narrow test around the most important assumption.
Define participants, safeguards, support and success measures.
Review evidence before deciding whether to proceed or stop.
Depending on the problem, useful research may involve customers, merchants, banks, telecommunications providers, public institutions and local technologists.
We are interested in concrete problems that can be observed, prototyped and measured.
Contact the project team