Merchant acceptance
Simple ways for small and growing businesses to receive and confirm Kina payments.
Field research & proposed pilots
Payment infrastructure projects for Papua New Guinea
Focused investigations into everyday merchant and customer workflows, especially where connectivity, equipment and support shape what is practical.
Live today
PINMart is open
PINMart is Pay It Now's marketplace for Papua New Guinea — Marketplace, Property, Motors, Jobs and Services in one place. Kina is held in PIN escrow until both sides confirm the deal.
Project concept
Digital Cash Sandbox concept
A proposed pilot environment for testing a tightly scoped payment workflow with defined participants, transaction limits, support procedures and evaluation criteria.
It is a project concept, not a claim of approval, partnership or launch. Any pilot would only proceed after the necessary technical, legal and stakeholder review.
Focus areas
Start with operational problems
Interrupted connectivity
Explore safe recovery patterns for transactions affected by unstable or unavailable networks.
Reconciliation
Clear references, daily summaries and exports for merchants and operations teams.
Assisted support
Workflows that help staff guide people through onboarding, recovery and payment questions.
Working method
A project earns its next stage
Dates and scale are set only after the preceding work produces enough evidence.
- 01
Discovery
Interview users and document the existing payment process.
- 02
Prototype
Build a narrow test around the most important assumption.
- 03
Proposed pilot
Define participants, safeguards, support and success measures.
- 04
Evaluate
Review evidence before deciding whether to proceed or stop.
People around the workflow
Who research may need to include
Depending on the problem, useful research may involve customers, merchants, banks, telecommunications providers, public institutions and local technologists. Listing a group here does not imply a formal engagement.
Contribute a use case
Bring us a specific payment workflow
We are interested in concrete problems that can be observed, prototyped and measured.
Contact the project team