Your Kina, in one place.

Send. Pay. Receive.

Hold, send and receive Kina with PIN. Manage your balance and keep your payment activity in view.

Get it on Google Play — available in Papua New Guinea (opens in new tab) Download on the App Store — available in Papua New Guinea (opens in new tab)
Explore app features →
Two iPhone concepts showing PIN login and a sample Kina wallet

Your everyday payment features.

What you can do in the PIN app. App screens are illustrative and show sample data.

PIN wallet with sample balance and payment activity

  • Send, receive and confirm

    Send and receive Kina with clear payment states and a record in the app.

  • Virtual debit cards

    Create and manage virtual debit cards alongside your wallet.

    See card features

  • Merchant payments

    Pay at checkout with QR, NFC and point-of-sale payments.

    See merchant tools

  • Rewards

    Earn rewards while you spend with PIN.

  • Bills and top-ups

    Pay bills from PIN and keep the records with your wallet activity. Proposed additions such as eSIMs, Tickets, Land rates, Transport, School fees, TV subscriptions are still to be confirmed.

  • Bank transfers and virtual accounts

    Move Kina to your bank account and manage incoming payments with virtual account tools.

  • Account and transaction controls

    Manage account access, identity verification and transaction activity in one place.

3D illustration of a glossy blue Pay It Now virtual debit card with a silver edge and masked sample number
Part of the PIN Network App

Instant virtual debit cards.

Create a virtual debit card in PIN and keep your cards, wallet and everyday payments together.

Pay online and in store

Use your virtual debit card for everyday purchases.

Create multiple virtual cards

Create and name cards for different uses, all inside PIN.

Manage your cards in the app

View card details, follow transactions and manage your card balance.

Move funds back to your wallet

Return funds from your card balance to your PIN wallet.

Contactless payments

Just tap and go.

Add your virtual debit card to Apple Wallet or Google Wallet, then tap to pay at participating contactless terminals.

  • Apple Pay
  • Google Pay
Ask about cards in PIN
Customer holding a phone beside a merchant's contactless payment terminal at a cafe
The PIN Network App · For merchants

PIN at your counter.

Keep your counter workflow simple with a focused point-of-sale experience in the PIN app.

Bring payments, sales records and everyday merchant tasks together, so sales, receipts and refunds are handled in one app.

Discuss merchant payments
PIN merchant keypad on a tablet showing K 10.00 PGK, with sales reporting on a phone

Merchant POS features

  • Accept PIN payments

    Take Kina payments at your counter.

  • View sales reporting

    Keep sales and payment records in view.

  • Print receipts

    Provide a receipt for customer purchases.

  • Process refunds

    Manage customer refunds in your merchant workflow.

  • Add contacts

    Keep customer contacts together in the app.

Questions about using PIN

Who can join?

The current terms describe eligibility for adults aged 18 or over based in Papua New Guinea. Review the Terms and Conditions and ask the team about your situation.

What identification will I need?

Follow the verification instructions in the app for accepted documents and account requirements.

Where can I get support?

Contact the PNG team. Please do not send passwords, PINs or identity documents through the website form.