Built for Papua New Guinea.
Powered by Kina.
Pay It Now PNG was founded on one conviction: every Papua New Guinean deserves fast, secure, and affordable digital payments — right here at home, in Kina.
Digital Kina in every Papua New Guinean's hands
Papua New Guinea has one of the most entrepreneurial cultures in the Pacific — yet most of its population remains underserved by traditional financial infrastructure. PIN PNG was built to change that, starting right here at home.
We are a PNG fintech building the domestic payment rails that let citizens, businesses, and communities send Kina, pay bills, accept merchant payments, hold virtual accounts, and access everyday financial services — with nothing more than a mobile phone.
From Port Moresby markets to remote highlands communities, the platform is designed for PNG — in Kina, at the speed PNG deserves. Every transaction settles in Papua New Guinea Kina (PGK), keeping value inside the domestic economy.
Our core values
Security & Compliance
Encryption, identity checks and transaction monitoring designed into the platform.
Speed & Simplicity
Digital payments should take seconds, not days. The platform is built for first-time users and power users alike — no bank account required to start.
100% Papua New Guinean
A PNG company built by people who understand PNG. Every service is denominated in Kina and designed for the domestic economy first.
Inclusion for All
From individual consumers to large enterprises, services are priced to be accessible at every level of the PNG economy — bringing more citizens into formal finance.
From idea to infrastructure
Founded in PNG
PIN PNG commenced operations in 2024 with one mandate: build a domestic digital payments platform that truly works for Papua New Guineans, in Kina.
Building the domestic rails
Our engineering team is building the PIN Network — a fiat Kina wallet supporting QR payments, bill payments, merchant POS acceptance, peer-to-peer transfers, and virtual accounts. AML/KYC controls are being designed into the architecture.
Designing around PNG conditions
Product work focuses on Kina payments, mobile-first access, merchant reconciliation, interrupted connectivity and support that people can reach when a transaction needs attention.
Deepening domestic reach
We are expanding merchant acceptance across PNG's provinces, rolling out virtual accounts for businesses and individuals, strengthening identity verification and transaction monitoring, and building enterprise payment APIs — all in Papua New Guinea Kina.
Pay It Now PNG Ltd
A Papua New Guinean company committed to operating within PNG's regulatory framework and applicable payment, anti-money-laundering, and counter-terrorism-financing requirements. Long-term trust with our users, partners, and regulators is central to everything we do.
- Company Number: 1-134144718
- Port Moresby, Papua New Guinea
- support@payitnow.com.pg
- +675 8231 0709
- Mon–Fri 8AM–5PM PNG Time
- PINMart — our live marketplace at pin-mart.com
- Virtual Accounts — for individuals & businesses
- Planned AML/CTF controls and identity-verification workflows
- Operating within PNG's regulatory framework
Built for Papua New Guinea
Compliance controls built into the workflow
Identity checks, transaction monitoring, review queues, and record keeping support the compliance obligations that apply to the service.
Structuring & smurfing detection
The system automatically flags patterns where multiple transactions sit just below reporting thresholds. Any account showing repetitive sub-threshold activity is escalated for compliance review and any required regulatory reporting.
High-frequency transfer monitoring
Accounts with an unusually high volume of peer-to-peer transfers in a compressed window are automatically identified. Velocity checks run continuously against every wallet, triggering alerts when frequency deviates from the account's established baseline.
Dormant account activity alerts
Accounts inactive for 90 or more days that suddenly send or receive large-value transactions are automatically flagged — a recognised indicator of account takeover and money mule activity. Flagged accounts are suspended pending verification before funds release.
Currency transaction reporting
Transactions and daily aggregates that reach configured reporting thresholds generate a compliance alert for review and any required regulatory reporting.
Ready to join Papua New Guinea's digital future?
See the PIN Network app, or get in touch to learn how we can help your PNG business plan for digital payments.