People gathering at Gerehu Market in Port Moresby
Innovation Lab

Prototype tracks for PNG conditions

Researching practical payment and business tools with the people, devices and connectivity they are meant to serve.

Explore the tracks
Work in progress

Test before making promises

These are research and prototype tracks, not launch announcements. Each idea must demonstrate a useful workflow, responsible controls and a support model before it can move forward.

Prototype tracks

Problems worth investigating

PIN Network wallet balance and account access screens
01 Prototype track

Core Banking Integrations

Prototype controlled connections between wallet services, account records and local banking workflows.

API requests and structured response data being tested on a development laptop
02 Prototype track

Open Banking & APIs

Define clear, documented interfaces for payments, account services and approved partner integrations.

Fingerprint being captured by a digital identity scanner
03 Prototype track

Digital Identity & KYC

Investigate clearer identity checks, document guidance and assisted onboarding for first-time digital users.

Financial performance indicators displayed on a monitoring dashboard
04 Prototype track

Data & Analytics

Explore transaction views and operational dashboards that help teams understand activity and exceptions.

Detailed financial records being reviewed and checked for reporting
05 Prototype track

Regulatory Reporting

Prototype structured records and review workflows that can support accurate, responsible reporting.

People using everyday services at Gerehu Market in Papua New Guinea
06 Prototype track

Financial Inclusion Solutions

Test accessible financial tools around the real devices, connectivity and support needs of PNG communities.

Customers and vendors at Gerehu Market
How the lab works

Start in the field

  1. ObserveUnderstand the existing process and constraints.
  2. PrototypeBuild the smallest useful version to test.
  3. EvaluateReview usability, reliability, risk and support needs.
  4. DecideImprove, pause or retire the idea based on evidence.
Share a challenge

What payment problem should we investigate?

Tell us about a real workflow affecting your customers, staff or community.

Contact the Innovation Lab